RMC’s Pooyan Fard Joins Panel on 21st Century Literacy

Palos Verdes High School’s Capstone Program presented “Connecting the Dots, 21^st Century Literacy in a Global Society” on May 15, 2013. The forum held at the Peninsula Center Library Community Room also included panelists Shirley Parry, Greg Allen, Martin Griffin, Laura Henry, Somdeb Banerjee, and Steve Regur as keynote speaker.

Following are insights from Mike Chen, Redondo Mortgage Center intern 2013.

The event Connecting the Dots was an exciting learning opportunity. In gist, the keynote speaker and panelists discussed that the process of solving problems is not merely reliant on technology, instead, relies on leadership and creativity.  The panel tackled points on:

·       How can the education system focus on problem solving and leadership

·       How schools can help students graduate with college-ready and work-ready skills

·       How to help students obtain global competencies

Redondo Mortgage Center Loan Officer Pooyan Fard who is also a Capstone industry partner at Palos Verdes High School explained how the above points are the key in 21^st Century particularly in human capital market. He shared that students can obtain skills but what they really need is leadership and vision. If schools can provide an environment where students can obtain a problem-solving mindset, the rest can easily be learned. He ended with a valuable tip for the attendees: “It is not about the degree, rather, about what students really want to do and enjoy doing.”

Mike is a senior at California State, Long Beach majoring in Business Finance. He is also RMC’s guest blogger for the day.

Rates are Rising!

A spike in the market has forced rates to rise over the weekend. If you have been contemplating buying a home, now is the time to pursue it. The mortgage industry may have already seen the lowest of lows in years the past months and it has started to rebound over the last couple of weeks. It may take years again before the rates bottom out as we have seen early on this year.

The best thing to do is immediately consult your mortgage professionals if it is in your best interest to get a move on purchasing your first home or refinancing into the current rate before it's too late.

Call RMC today for a free consultation and you would be advised if it it is a good time for your situation to buy or refinance a home...otherwise, wait more years again.

It won't hurt to consult, particularly if you seek the advise of our finance officers. They will give you an honest and intelligent opinion rather than force you into a loan that is not favorable for you. Our integrity has allowed us nearly a quarter of a century in our field and attests to genuine concern for your home loan needs for the long term.

The phone call is free, you may want to take this opportunity now. 310-318-8999.

Make your Golden Years Count

If you're 62 years or older and have at least 35% equity in your home, you may want to consider the benefits of a reverse mortgage. Call Redondo Mortgage Center now to learn more about the program: 310-318-8999

Who qualifies for reverse mortgage?

Homeowners should be 62 years of age or older and have 35% or more equity on their homes

What type of property is eligible for reverse mortgage?

Single family or a 1-4 unit home, HUD-approved condominiums and townhomes that meet FHA requirements and are occupied by the borrower

How is it done?

It is fast, easy, and efficient. The only thing you need to do is to go through one session of consultation and have the appraisal done on your property

Why should I get a Reverse Mortgage?

To finance a home improvement, pay off your current mortgage, supplement your retirement income, or pay for healthcare expenses – you may want to consider a reverse mortgage. It’s a product that allows you to convert part of the equity in your home into cash without having to sell your home or pay additional monthly bills

Father Figures

The world never seemed too big to me as a child as long as I was held in my father’s arms. I always stood tall amidst a crowd. Never missed a sight to see as my father carried me on his shoulders. Even now that I am grown, my father’s wisdom makes any complexity seem easy. He may not know the answers to everything, but he always knew how to help me find them.

Fathers can pretty much figure anything out:

How to assemble a toy.

How to fix the sink.

How to fly a kite or ride a bike.

How to provide food on the table.

How to put a roof above his family’s heads.

He is a pillar of strength and the foundation for his children’s values.

What a person becomes is molded by one’s father’s virtues.

Redondo Mortgage Center joins all children in thanksgiving of all the fathers in our lives.

Happy Father’s Day!

-Mara Morales Gaborro

Star Trek: A Peg for Seeking Your Trusted Broker

My husband took me and our two girls to a Sunday movie date yesterday. "Star Trek Into Darkness" directed by J.J. Abrams was a seat-clutching, action-packed, awwwww-eliciting, visually-dynamic, non-snoozing movie our entire family enjoyed! It exceeded mine and my husband's expectations and we came out of the theater with that "feel-good" sensation. Definitely the film to see after a long day of chores.

While futuristic in setting—aliens included—the core values innate in each character, the moral lessons of every decision made, and the  basic plot of good-overcoming-evil, remains intact. Perhaps this is the most charming facet of the Star Trek franchise, making it relatable and relevant even to the current generation, our 7-year old daughter included.

Captain Kirk's usual quick-wit, humor, sensitivity, and spot-on gut feel almost always results in triumph. Mr. Spock's logic, impartiality, wisdom, and informed-decision making is a sounding board for everyone in the Enterprise, especially for Capt. Kirk. Scotty's engineering expertise is crucial and indispensable, even if he isn't on board.

The value that stood out the most, in my opinion, was the nearly tangible sense of trust, friendship, loyalty, and camaraderie—demonstrated more than once in many scenes. The entire crew shares an unspoken pledge of responsibility and accountability for one another, from Uhara, Sulu, Chekov to Dr. McKoy, even at the expense of their own lives.

While homebuying should not be at all action-packed nor seat-clutching as this movie, the professionals whom you engage to help you must posses the same qualities of the Star Trek characters: experts, reliable, genuinely concerned, and most of all trustworthy. Do your research. See how long the financial company has been in the business. Read about their reviews. Who are the people behind the company? Are they credible? Should you be faced with a decision dilemma, go with your gut-feel.

Homebuying should elicit the feeling of excitement not stress. With Redondo Mortgage Center, upon the conclusion of your transaction, you will leave with a "feel-good" sensation. And in my daughter's own words, "that was cool!". If this is the kind of homebuying process you are seeking, give RMC a call. We guarantee, its values remain intact from 24 years ago. It intends to keep it that way for generations to come.

Live long and prosper!

Telephone 310-318-8999
www.redondomortgage.com
Blogged by Mara M. Gaborro
Corporate Communications Head
Redondo Mortgage Center