Wednesday, February 20, 2013

A Promising Scenario for Prospective Buyers


The National Association of Realtors (NAR) reports an in increase in home prices in metro areas in the fourth quarter of 2012—the strongest year-over-year increase in seven years. At the same time, the report reflects high housing affordability conditions.

According to NAR Chief Economist Lawrence Yun “Home sales are on sustained uptrend, mortgage interest rates are hovering near record lows and unsold inventory is at the lowest level in 12 years.” Among the trends yielding the optimistic figures are job creation, favorable affordability conditions, growing population, and rising rent rates that may make it more practical to own a home. In addition Yun states that “Housing construction is needed to relieve some of the pressure in the market and keep home prices from overheating.”

Single-family homes in metro areas including Anaheim, Santa Ana, Irvine, Los Angeles, and Long Beach showed a range of 1.4% to 17.9% increase in property values from the same periods in 2010 and 2011.

It is a good time now, more than ever, for individuals thinking of buying a home or for families thinking of upgrading their existing homes, to start exploring their financing options prior to further price increase or before it becomes unaffordable to purchase a property.

For a quick consultation on financing and to find out qualification details, please call Redondo Mortgage Center at 310-318-8999. Getting started on financing application is best recommended as early as now in anticipation of increasing prices.

Visit www.redondomortgage.com to chat with a live loan officer for a free consultation.

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